Auto Financing for First-Time Buyers
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Purchasing your first car is a very exciting time! However, in order to make the process go as smoothly as possible, it's important to take the time to plan out everything you can beforehand. This way, you can turn your full attention to the vehicles when you reach the dealership. One of the biggest aspects you'll need to account for during your purchasing process is how you plan to actually pay for the car. This can sometimes be intimidating at first, as a new car is a big purchase, no matter whether or not you're a first-time buyer! Even so, there are many ways to approach your financing options, and we'll be providing you with a few tips to help you along the way. To learn more about auto financing for your first car purchase, keep reading down below!
Set Your Budget
The very first step in making any big purchase is to map out a budget. This will help you narrow down your options right from the get-go, so that you're not tempted by any vehicles that might be out of your price range. In order to set an accurate budget, you'll need an estimate of your car's monthly payment. Here at our finance center, we can help you calculate any of the estimates you need, to see how various options will fit into your lifestyle. From there, simply add up all your other major monthly expenses such as rent, utilities, insurance, and groceries to see how much you're able to spend on a monthly car payment. Keep in mind that you may have some flexibility here, by paying a lower monthly payment over a longer period of time.
Get Pre-Approved
One way to help kickstart your financing process is to get pre-approved for an auto loan before you even get to the dealership! Not only will this save you time, but it will also help you solidify your budget while you shop. Getting pre-approved will allow you to have your loan already in place as you peruse your various options, so you can get a clear picture of your interest rates, and other factors which will affect your repayment plan. This way, you'll have half the battle taken care of, and you can focus on shopping for the right vehicle. You can apply for financing and get pre-approved right here on our website at Flagler CDJR of Palm Coast!
Consider a Pre-Owned Vehicle
If you're looking for a great way to cut down on costs while purchasing your first car, be sure to check out our extensive inventory of used vehicles! Shopping within the used market is a great way to get a high-quality vehicle at a lower price compared to buying new! We have tons of popular options like the Jeep Cherokee, Honda Accord, Toyota RAV4, and much more! Our used inventory covers all makes and models, and you can browse our full selection right here online. Plus, you can even browse through our certified pre-owned inventory, to find options that have undergone rigorous inspections to ensure the utmost quality.
Find More Ways to Save!
Once you have your budget and your auto loan figured out, you can start finding all the many ways to save here at Flagler Chrysler Dodge Jeep Ram of Palm Coast! For example, we're always looking for used vehicles to purchase in order to expand our inventory. If you have a car you no longer need, bring it in for an appraisal, and use its value toward your purchase! We also have a number of different incentives, specials, and sales events that you can take advantage of. All of these will be listed on our website, but you can also call or visit us here at our dealership in Tamarac, Florida for more information! A member of our finance team will be more than happy to answer any questions you may have.
Visit Us Today at Flagler CDJR!
No matter where you're at in your car-buying process, Flagler Chrysler Dodge Jeep Ram is here to help! You can find tons of resources right here on our website, like our current specials, a payment calculator, and the pre-approval form! You can also come visit us in person at our dealership in Palm Coast, Florida to take a tour of our full selection of new and pre-owned vehicles, and arrange a test drive of all your favorite models. Plus, you can meet with an associate from our finance center one on one to go over any questions you may have. It's our mission to help you attain the car of your dreams at a great price, and we can't wait to work with you soon! Get in touch with us today at Flagler CDJR!
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